Pradhan Mantri Awas Yojana - Gramin (PMAY-G): A Guide to Rural Housing Scheme in India

Jahan Education: Your Guide to Pradhan Mantri Awas Yojana - Gramin (PMAY-G) Struggling with rural housing in India? Jahan Education explains PMAY-G eligibility, application process, and benefits to help you get your dream pucca home. Learn if you qualify for financial assistance for new construction or renovation under this government program. Act now and improve your living conditions!

What is Pradhan Mantri Awas Yojana - Gramin (PMAY-G)?

The Pradhan Mantri Awas Yojana - Gramin (PMAY-G) is a government program in India that aims to address the shortage of pucca houses in rural areas. A pucca house is defined as one with a pucca roof and walls, and a minimum size of 25 square meters. The program provides financial assistance to eligible rural residents to help them build a new pucca house or renovate an existing one. PMAY-G has been extended for another two years, i.e. till 31st March 2024.

Eligibility Requirements:

To be eligible for PMAY-G, you must meet the following criteria:

• Be a rural resident of India
• Live in a household identified as homeless or living in a kutcha house through a Socio-Economic and Caste Census (SECC)
• Belong to a Scheduled Caste (SC) or Scheduled Tribe (ST) household
• Be a woman
• A family with a person with a disability
• Know more, VISIT

Financial Assistance:

The amount of financial assistance provided under PMAY-G varies depending on the category of the beneficiary. Here's a breakdown of the financial assistance provided:

• SC/ST category: ₹1.20 lakh
• General category: ₹1.00 lakh

The financial assistance is provided directly to the beneficiary's bank account and can be used for the following purposes:

• Constructing a new pucca house
• Renovating an existing kutcha house to a pucca house

Offline application Process:

The offline application process for PMAY-G is as follows:

1. Visit your local Gram Panchayat office.
2. Obtain and complete the application form.
3. Submit the completed application form along with the required documents to the Gram Panchayat office.

Online application Process:

The online application process for PMAY-G is as follows:

Beneficiary Registration Manual - https://pmayg.nic.in/netiayHome/Document/Document-PMAYG-Registratio-Manual.pdf

There are four sections to the beneficiary registration process:

Personal details, Bank account details, Convergence details, and Details from the concerned office.

To successfully register or add the beneficiary, follow the steps given below:

Visit the official website for login PMAY-G:

1. Fill in the details required in the personal details section (such as gender, mobile number, Aadhaar number, etc.)
2. Upload the consent form required to use the Aadhaar number.
3. Click on the search button to find the beneficiary name, PMAY ID, and priority.
4. Click on ‘'Select to Register’'.
5. The beneficiary details will be automatically generated and displayed.
6. The remaining beneficiary details can now be filled in, such as ownership type, relation, Aadhaar number, etc.
7. Upload the consent form required to use the Aadhaar number on behalf of the beneficiary
8. In the next section, add the beneficiary account details in the required fields, such as beneficiary name, bank account number, etc.
9. If the beneficiary wants to avail a loan, select ‘'Yes’' and enter the required loan amount.
10. In the next section, enter the MGNREGA job card number and Swachh Bharat Mission (SBM) number of the beneficiary
11. The next section will be filled in by the concerned office.

Documents Required:

The required documents may vary depending on your location, but typically include:

• Aadhaar number and a self-attested copy of the Aadhaar Card (If the applicant is illiterate, then in such case a consent letter has to be obtained along with the thumbprint of the applicant)
• Job Card (duly registered with MGNREGA)
• Bank account details – both originals and duplicates.
• Swachh Bharat Mission (SBM) number.
• Affidavit stating the beneficiaries, or their family members do not own a pucca house.

Benefits of PMAY-G:

The PMAY-G program offers a number of benefits to eligible rural residents, including:
Improved living conditions
Increased safety and security
Enhanced quality of life.

Know more,VIST OFFICIAL SITE

Conclusion:

The PMAY-G program is a valuable initiative that is helping to improve the lives of rural residents in India. If you are a rural resident who meets the eligibility criteria, I encourage you to apply for PMAY-G and take advantage of this program.

Disclaimer: This blog post is intended for informational purposes only and should not be construed as legal advice. Please consult with a qualified legal professional for advice on your specific situation.

Call to Action: Do you have any questions about the PMAY-G program? Let us know in the comments below!
I hope this blog post is helpful!